Personal Credit Cards

Get an AIB personal Credit Card this summer and we'll credit €30 to your new account

We will credit €30 to your new AIB personal Credit Card this summer – to avail of this offer you must open a new AIB personal Credit Card account between the 24th of June and the 19th of August 2015*


Products available for this promotion are – AIB ‘be’ MasterCard, AIB ‘be’ Visa, AIB CLICK Visa card, AIB Platinum Visa card and AIB Student MasterCard.



Terms and conditions apply


* To be eligible for the promotion each customer must be over 18 years of age, be resident in the Republic of Ireland and open an AIB Personal Credit Card Account between 00.00.01 GMT on June 24th 2015 and 23.59.59 GMT on August 19th 2015. 

If you’re looking for a credit card that gives you flexible and secure spending, plus a host of additional benefits, talk to AIB, we have the right kind of credit card for you

  • No annual bank fee: a Government stamp duty of €30.00 is charged annually per credit card account. Other charges may apply.
  • Special introductory annual interest rate: on purchases (on ‘be’, Platinum or Student) for 12 months from the date your credit card account is opened.
  • Introductory Balance transfer rate: on balance transfers applies for 12 months from the date the card is opened. ( ‘be’ and Platinum only)
  • Up to 56 days interest-free credit: if you pay your balance in full and on time each month you will avoid paying any interest.
  • Secure Internet shopping: bringing you peace of mind when shopping online with Verified by Visa/MasterCard SecureCode
  • Emergency Cash Service: Should you lose your card at home or while abroad, we’ll cancel your card. If you are abroad we can provide you with an Emergency Cash Advance Facility within 48 hours in most countries. (Subject to available credit, fees and charges may apply.)
  • 24-hour service: our Customer Service staff are available 24 hours a day 7 days a week on (01) 6685500 (or +353 1 6685500 from abroad).
  • Spread your repayments: you decide how much you want to repay from the minimum amount (3% or €6.35, whichever is greater) to the full outstanding balance.
  CLICK Visa Card ‘be’ Visa/MasterCard AIB Platinum Visa Card AIB Student MasterCard

Annual Bank Fee*

No

No

No

No

Introductory annual interest rate on purchases

No

Yes

Yes

Yes

Introductory annual interest rate on balance transfers

No

Yes

Yes

No

Up to 56 days interest free

Yes

Yes

Yes

Yes

Salary Requirements

€16,000

€16,000

€40,000

n/a**

Online Account Management

Yes

Yes

Yes

Yes

Apply on Internet Banking

Yes

You can only apply for this credit card through Internet Banking

Yes

Yes

Yes

Cashback Awards

No

No

Yes

No

Must pay by direct debit

No

No

No

Yes

(minimum 3%)

For detailed information on the features of each card, please click on the product name to go to the particular product page.

 

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of €30 is charged annually per credit card account.

 

*Government stamp duty of €30 is charged annually per credit card account. Other fees and charges may apply.

 

**Applicants for an AIB Student MasterCard must be a third level student in full-time education and have or open an AIB Student Plus Account. They must also have held a bank account for a minimum of 6 months, and must be at least 18 years of age.