Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 15 May 2024, 15:21

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.2916	24.7660	02.12
Denmark	Krone (DKK)	07.5918	07.4617	01.74
Hungary	Forint (HUF)	396.2543	386.0000	02.66
Iceland	Krona (ISK)	153.4514	150.3000	02.10
Liechtenstein	Swiss Franc (CHF)	00.9985	00.9800	01.89
Norway	Krone (NOK)	11.9212	11.6490	02.34
Poland	Zloty (PLN)	04.3722	04.2690	02.42
Romania	Leu (RON)	05.0935	04.9758	02.37
Sweden	Krona (SEK)	11.9515	11.6751	02.37
United Kingdom	Pound Sterling (GBP)	00.8766	00.8584	02.12

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.2916
ECB Rate	24.7660
AIB & ECB % Difference	02.12

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5918
ECB Rate	07.4617
AIB & ECB % Difference	01.74

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	396.2543
ECB Rate	386.0000
AIB & ECB % Difference	02.66

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	153.4514
ECB Rate	150.3000
AIB & ECB % Difference	02.10

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9985
ECB Rate	00.9800
AIB & ECB % Difference	01.89

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.9212
ECB Rate	11.6490
AIB & ECB % Difference	02.34

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3722
ECB Rate	04.2690
AIB & ECB % Difference	02.42

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.0935
ECB Rate	04.9758
AIB & ECB % Difference	02.37

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.9515
ECB Rate	11.6751
AIB & ECB % Difference	02.37

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8766
ECB Rate	00.8584
AIB & ECB % Difference	02.12

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.