Find a branch

Protect your funds.

Gives you the flexibility to make and receive foreign currency payments in selected currencies without the need to convert the funds into euros.

Fixed or Variable rates.

Our Currency Call or Currency Fixed Term Deposit accounts offer a choice of variable or fixed deposit rates. Choose the account that suits your needs from the table below.

Dedicated Customer Service.

Our Customer Service Unit is available from 9am to 5pm, Monday to Friday. Call + 353 1 6115210 (not on ROI Bank Holidays)

 

Currency Call Deposit Account

Currency Fixed Term Deposit Account

Interest payable on the balance in the account

Y

See deposit rates section below

Y

See deposit rates section below

Type of interest

Variable

Fixed for duration of the investment term

Interest paid

In March and September.

On maturity.

Investment terms

N/A

1 week – 364 days

Withdraw funds at any time

Y

N*

Lodgements

Y

Y only on re-investment

Transaction fees

Y

   N*

Joint accounts for up to 4 parties

Y

 

Y

 

Online Access

View Access Only

View Access Only
 
* If the agreed term of your Currency Fixed Term Deposit Account is broken an Administration Cost will be applied and a Funding Cost may be applied where applicable. Administration Cost €63.50 (currency equivalent levied to the Currency Fixed Term Deposit Account) and Funding Cost (where applicable). Funding Cost represents our costs in replacing your deposit with a corresponding fixed deposit for the period from the date of your withdrawal to the original maturity date of the Currency Fixed Term Deposit Account.
 
WARNING: The interest rate applicable to a Currency Account may be 0% or less than 0%

Deposit Rates

Rates last reviewed 22nd June 2020

Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the date interest is paid. (For more information please visit: www.revenue.ie).

A.E.R is the Annual Equivalent Rate. 

Product

Current Variable Rate

A.E.R%

Gross%

Currency Call Deposit Account

All Currencies (excluding euro)

0.01%

0.01%

A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and paid each year (instead of monthly or over any other period).

 

 

Currency Fixed Term Deposit Account
Product Fixed Term  Gross %  A.E.R.%  Gross return at maturity % 
USD Fixed Term Deposit Account  1 Week
  0.10%  0.10%  0.0019%
 1 Month  0.10%  0.10%  0.0083%
 3 Months  0.10%  0.10%  0.025%
 6 Months   0.10%  0.10%  0.05%
 1 Year**  0.10%  0.10%  0.10%

 

Product  Fixed Term   Gross %   A.E.R.%  Gross return at maturity % 
GBP Fixed Term Deposit Account  1 Week
  0.10%  0.10%  0.0019%
 1 Month  0.10%  0.10%  0.0083%
 3 Months  0.10%  0.10%  0.025%
 6 Months   0.10%  0.10%  0.05%
 1 Year**  0.10%  0.10%  0.10%

 

Product Fixed Term  Gross %  A.E.R.%  Gross return at maturity % 
            All other currencies          
      (excluding euro)       		  1 Week
  0.05% 0.05%  0.000962%
 1 Month 0.05% 0.05%  0.004167%
 3 Months 0.05% 0.05%  0.0125%
 6 Months  0.05% 0.05%  0.025%
 1 Year** 0.05% 0.05%  0.05%


This table is only an example.
There is no minimum or maximum balance on this account.
** Investment term of 1 Year is 364 days.
The rates we quote in the table are examples only. The actual rate of the Currency Fixed Term Deposit will be the rate at the time you open or reinvest in the account.
Other currencies are available. To find out about Currency Fixed Term Deposit interest rates please contact your relationship manager, branch, or call us on +353 1 6115210 (9:00 – 17:00, Monday to Friday)

Talk to Us

We’re ready to help you start saving today. Simply drop into any AIB branch. We’ll be happy to answer any questions you may have and find the right kind of savings account for you.

phone call

Call +353 1 6115210
(9am to 5pm, Monday to Friday)

Branch locator 

Additional Information

  • Direct cash lodgements or withdrawals are not supported

Read Terms and Conditions