Deposit Rates
Rates applicable from 19th September 2023.
A.E.R. is the Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.
For more detailed information on DIRT, visit www.revenue.ie
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross% |
A.E.R. % |
|
Online Saver |
€10 |
€1,000 per month* |
3.00% |
3.00% |
Online Standard Saver Rate |
Balances above the Maximum Monthly Threshold |
No Maximum |
0.25% |
0.25% |
*The Online Regular Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period. Amounts above the Maximum Monthly Threshold will attract an Online Standard Saver Rate. See product Terms & Conditions for more information. |
||||
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross % |
A.E.R. % |
|
€0 |
€1,000,000 |
0.75% |
0.75% |
|
€0 |
€1,000,000 |
0.25% |
0.25% |
|
| Junior / Student Saver Account | €0 €1,000.01 |
€1,000.00 No Maximum |
3.00% 0.25% |
3.02% 0.25% |
Product |
Minimum Balance |
Term |
Gross% |
A.E.R.% |
Gross Return at Maturity % |
€15,000 |
6 Months |
1.50% |
1.50% |
0.75% |
|
1 Year |
2.50% |
2.50% |
2.50% |
||
2 Years |
3.00% |
3.02% |
6.09% |
If you are a personal customer acting as a sole trader, please see below business savings products which are also available to you.
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross % |
A.E.R. % |
|
€0 |
No Maximum |
0.25% |
0.25% |
|
Product |
Minimum Balance |
Term |
Gross% |
A.E.R.% |
Gross Return at Maturity % |
€15,000 |
6 Months |
1.50% |
1.50% |
0.75% |
|
1 Year |
2.50% |
2.50% |
2.50% |
||
2 Years |
3.00% |
3.02% |
6.09% |
These products are no longer available to open
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross% |
A.E.R. % |
|
Youth Savings Account |
€0 €5,000.01 |
€5,000 No Maximum |
1.50% 0.25% |
1.503% 0.25% |
Direct Deposit Access |
€0 |
€1,000,000 |
0.00% |
0.00% |
A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and applied each year (instead of monthly or over any other period). Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid. |
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