Personal Lending Interest Rates

Rates charged on lendings are correct as of  16th April 2024

Personal Lendings

Variable Interest Rate

APR

Personal Loans

New Personal Loans

New Student Loans

New Student Contribution Charge Loans

New Green Personal Loans

 

*These rates are a discount off the Bank's variable 'A' loan rate (currently 11.45%). We may lend at a rate expressed to be lower or higher than our variable 'A' Loan rate. 

Existing customers should refer to their most recent loan statement for details of the current interest rate applying to their loan.

 

8.65%*

8.15%*

8.15%*

6.25%*


 

8.95%

8.45%

8.45%

6.40%



Overdraft

 

Current Accounts and Personal Bank Accounts





11.85%











Masterplan

*Not available for new applications after 1 April 2022. Existing product holders only.

7.50%





** Term Loan < 1 year

** Term Loan > 1 year

 

** Product discontinued since June 1996, but these rates may still apply to certain facilities.

11.75%

11.45%





12.29%

11.96%





 

 

Personal Lendings

Interest
Rate

Base Lending Rate#

#This rate is only available for facilities in excess of €50,000

Facilities based on this rate are also subject to an agreed interest margin

3.975%

 

Personal Lendings

Interest
Rate

Prime***

***This rate is not available for new loan facilities

Facilities based on this rate are also subject to an agreed interest margin

4.375%