Cheap Home Insurance from AIB

Protection for the things that matter most

 

Insure your property in Ireland today with AIB Insurance. Whether you need home insurance for your main residence, investment/ rental property, a holiday home or if your house is under construction, AIB has the cover to suit you. AIB Home Insurance can provide buildings and contents insurance to suit your individual needs.

Choose best home insurance cover for you and get a quote today!

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    Key Benefits of AIB Home Insurance

    • 30% discount if you have been claims free for 3 years or are a first time buyer

    • 24 hour claims helpline, based in Ireland

    • Spread your payments over 12 months at no additional cost to the premium

    • Are you looking to insure a property that is not your main home? Cover also available for Holiday Homes, Investment Properties and Homes under Construction or Renovation

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    Smart Retreat – Holiday Home Cover

    • Accidental damage cover as standard

    • Option to let out your holiday home during the summer months

    • Contents in the open cover up to €750

    • Standard excess €250

    • 30% discount if you have been claims free for 3 years or are a first time buyer

    • 24 hour claims helpline, based in Ireland

      Find Out More and Buy Online!

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    Smart Invest – Rental Property Cover

    • Accidental damage to the buildings and landlord’s contents covered as standard

    • Contents only cover available for contents valued from €15,000

    • Fire Brigade charges of up to €2,600 covered

    • Standard excess €250

    • 30% discount if you have been claims free for 3 years or are a first time buyer

    • 24 hour claims helpline, based in Ireland

      Find Out More and Buy Online!

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    Smart Construct – For homes being built or renovated

    • Cover for Fire, flood, smoke and storm damage cover

    • Cover in case of subsidence or ground heave of land on which the buildings stands

    • Excess is €1,000

    • All AIB customer discounts apply to this product (see below)

    • 30% discount if you have been claims free for 3 years or are a first time buyer

    • 24 hour claims helpline, based in Ireland

    • Spread your payments over 12 months at no additional cost to the premium

      Find Out More and Buy Online!

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    Contents Only/Buildings Only Insurance

    Contents Only

    • Cover against damage by fire, storm, flood and water or oil escaping

    • Protection against malicious acts or stealing of your contents

    • Cover for accidental damage to TV’s, video, audio & home computer equipment up to €2,000 per item

    • Up to €750 Freezer Contents
       

    Buildings Only

    • Cover against damage by fire, storm, flood, subsidence and water or oil escaping

    • Accidental damage to cables and underground pipes and septic tanks

    • The cost of finding a leak up to the value of €750

    • 24 Hour claims helpline, based in Ireland
       

    For full details on all of the features and benefits along with all of the limits and exclusions that apply please view our full policy document at the bottom of this page.

     

    Are you an AIB Customer? Our Customers get an even better deal!

    • 15% discount for AIB loan or credit card customers

    • 10% discount if you have a mortgage

      Find out more about Buildings or Contents Insurance.

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Talk to us

To see what you could save on your Home Insurance today, simply call 1890 724 724 (Monday to Friday 9am – 9pm), or drop into any AIB branch.

Help and Guidance

Frequently Asked Questions
View our Home Insurance Frequently Asked Questions
 

Help Centre
For all service related queries please visit our Help Centre.

Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance Ltd. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

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