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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 16 May 2024, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.2986 24.7090 02.39
Denmark Krone (DKK) 07.5928 07.4612 01.76
Hungary Forint (HUF) 395.9130 386.1800 02.52
Iceland Krona (ISK) 153.3379 150.3000 02.02
Liechtenstein Swiss Franc (CHF) 01.0000 00.9822 01.81
Norway Krone (NOK) 11.9141 11.6420 02.34
Poland Zloty (PLN) 04.3578 04.2648 02.18
Romania Leu (RON) 05.1017 04.9755 02.54
Sweden Krona (SEK) 11.9460 11.6172 02.83
United Kingdom Pound Sterling (GBP) 00.8755 00.8585 01.98
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.2986
ECB Rate 24.7090
AIB & ECB % Difference 02.39
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5928
ECB Rate 07.4612
AIB & ECB % Difference 01.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 395.9130
ECB Rate 386.1800
AIB & ECB % Difference 02.52
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 153.3379
ECB Rate 150.3000
AIB & ECB % Difference 02.02
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.0000
ECB Rate 00.9822
AIB & ECB % Difference 01.81
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.9141
ECB Rate 11.6420
AIB & ECB % Difference 02.34
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3578
ECB Rate 04.2648
AIB & ECB % Difference 02.18
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1017
ECB Rate 04.9755
AIB & ECB % Difference 02.54
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.9460
ECB Rate 11.6172
AIB & ECB % Difference 02.83
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8755
ECB Rate 00.8585
AIB & ECB % Difference 01.98

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 16 May 2024, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.4850 24.7090 03.14
Denmark Krone (DKK) 07.6488 07.4612 02.51
Hungary Forint (HUF) 398.8313 386.1800 03.28
Iceland Krona (ISK) 154.4682 150.3000 02.77
Liechtenstein Swiss Franc (CHF) 01.0073 00.9822 02.56
Norway Krone (NOK) 12.0019 11.6420 03.09
Poland Zloty (PLN) 04.3899 04.2648 02.93
Romania Leu (RON) 05.1393 04.9755 03.29
Sweden Krona (SEK) 12.0340 11.6172 03.59
United Kingdom Pound Sterling (GBP) 00.8819 00.8585 02.73
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.4850
ECB Rate 24.7090
AIB & ECB % Difference 03.14
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6488
ECB Rate 07.4612
AIB & ECB % Difference 02.51
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 398.8313
ECB Rate 386.1800
AIB & ECB % Difference 03.28
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 154.4682
ECB Rate 150.3000
AIB & ECB % Difference 02.77
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.0073
ECB Rate 00.9822
AIB & ECB % Difference 02.56
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 12.0019
ECB Rate 11.6420
AIB & ECB % Difference 03.09
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3899
ECB Rate 04.2648
AIB & ECB % Difference 02.93
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1393
ECB Rate 04.9755
AIB & ECB % Difference 03.29
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 12.0340
ECB Rate 11.6172
AIB & ECB % Difference 03.59
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8819
ECB Rate 00.8585
AIB & ECB % Difference 02.73

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.